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4 Industry Verticals

Industry
Solutions

One platform. Every vertical. GLIMS configures to your specific product lines, actuarial models, and regulatory environment — without custom development.

African city skyline at sunset representing CHAMP Solutions coverage
General insurance — motor, property, marine, and commercial lines
01 / General Insurance

Non-Life Lines,
Fully Configured

GLIMS handles every non-life product line — motor, property, marine cargo, engineering, agriculture, and commercial liability — through a single configurable product factory. No code changes when launching new products.

Motor Fleet & Personal
Property & Fire
Marine Cargo & Hull
Engineering & CAR
Agriculture & Crop
Commercial Liability
Target Market

Who This Serves

Composite insurers with multi-line portfolios
Specialist non-life companies
Reinsurers with direct processing needs
Bancassurance banks distributing non-life
Microinsurance operators at scale
GLIMS Capabilities — General Lines
Parameter-driven rating
Build and modify tariff tables without developer involvement
Fleet & batch renewals
Automated renewal campaigns with exception workflows
Coinsurance processing
Leader/follower splits with consolidated bordereaux
Salvage & subrogation
Full recovery tracking integrated to claims and finance
No-claims bonus engine
Configurable NCB ladders across all motor products
Bordereaux generation
Automated broker and reinsurer reporting extracts
02 / Life Insurance

Long-Term Policies,
Actuarial Precision

Life policies carry decades of commitment. GLIMS is built for that horizon — from complex actuarial calculations and mortality table integrations to decade-long policy records that never lose integrity.

Individual Life
Group Life Schemes
Unit-Linked / IL
Endowment Plans
Whole of Life
Credit Life
Life insurance — long-term wealth and family protection
Target Market

Who This Serves

Life insurance companies and composites
Bancassurance divisions distributing life products
Group life scheme administrators
Investment-linked product providers
Credit life insurers in microfinance
GLIMS Capabilities — Life Lines
Mortality table integration
Configurable actuarial tables for all African market profiles
Maturity & survival processing
Automated maturity claim generation with surrender value calculation
Policy loans & advances
Loan-to-surrender-value management with interest accrual
Automatic premium deductions
Debit order and salary deduction integrations for renewals
Unit-linked fund management
Real-time unit pricing, switch instructions, and fund statements
Bonus declarations
Reversionary and terminal bonus processing across participating plans
Health insurance — provider networks and medical claims management
03 / Health & Medical

High-Volume Claims,
Provider-Level Control

Health insurance generates the highest transaction volumes and the most complex adjudication logic. GLIMS handles provider network management, pre-authorization, benefit-limit enforcement, and smart claims rules at enterprise scale.

Individual Medical
Group Corporate Schemes
HMO Management
Third-Party Administration
International Cover
Chronic Disease Plans
Target Market

Who This Serves

Health insurers and composite life/health companies
HMO operators across West and East Africa
Corporate HR departments administering group medical
Third-party administrators (TPAs)
Government health insurance schemes (NHIS, SHA)
GLIMS Capabilities — Health Lines
Provider network management
Hospital, clinic, and pharmacy network with tariff schedules per tier
Pre-authorization workflows
Electronic PA requests with automated clinical rule checks
Benefit limit enforcement
Real-time remaining balance tracking across all benefit categories
Smart adjudication engine
ICD-10 code rules, duplicate detection, and frequency limits
Member & employer portals
Self-service enrolment, e-card issuance, and claims status
Utilisation reporting
Claims experience analytics for scheme renewals and pricing
04 / Pensions & Annuities

Retirement Precision,
Across Decades

Pension administration demands accuracy over timelines measured in decades. GLIMS provides the contribution tracking, fund allocation, statutory reporting, and annuity payout scheduling that regulators and trustees demand.

Defined Contribution
Defined Benefit
Provident Funds
Individual Retirement
Annuity Payout Plans
SSNIT-Equivalent Schemes
Pensions and retirement fund administration
Target Market

Who This Serves

Pension fund trustees and administrators (PFAs)
Provident fund management companies
Insurance companies offering retirement annuities
National social security schemes
Corporate HR managing occupational pension schemes
GLIMS Capabilities — Pensions
Contribution tracking
Member and employer contribution collection with matching rules
Fund allocation modelling
Multiple investment funds with unit pricing and switch processing
Statutory reporting
Automated regulatory returns for NPC, NPRA, PenCom, and NSSF
Annuity payout scheduling
Configurable drawdown schedules with CPI escalation options
Member portal integration
Self-service benefit statements, projections, and nomination updates
Death & disability processing
Survivor benefits, commutation, and disability income workflows
One Platform, Every Vertical

Run Multiple Lines on a Single Instance

Composite insurers operating both non-life and life portfolios can run every line of business inside the same GLIMS instance. Shared clients, shared financials, shared reinsurance — zero duplication, complete consolidated reporting.

General
Non-life lines
Life
Long-term policies
Health
Medical & HMO
Pensions
Retirement funds

All verticals share one Oracle data model, one ledger, one client record.

See GLIMS configured for your lines of business

Our team will prepare a demonstration using your specific product lines, regulatory jurisdiction, and existing infrastructure. No generic demos.

Request a Custom Solution Brief